Do take a minue to read an outstanding post by Zach Lind, here: http://www.findingrhythm.com/blog/?p=1939
 
Well worth thinking about.
 
Lind, “If someone lives a wretched life yet converts on their death bed in a merely cognitive sense to orthodox Christian doctrine, most evangelicals would agree that person is “saved,” whatever that means. But it doesn’t seem to be the case when we flip the scenario. If that same person on their death bed does something incredibly gracious and compassionate right before they die, that’s not the same and it’s still tough nuts for them.”